Our Approach
Types Of Businesses We Lend To
Seed
Our ‘seed’ strategy is focussed on being an early partner to enable businesses to scale from ‘seed’ to ‘growth’ stage.
We enable businesses to build track record and grow their receivables portfolio to support their capital strategy.
We partner with businesses which have proven product market fit and completed at least their first round of external equity investment.
Growth
Our ‘growth’ strategy is focused on capital optimization, as a lending partner to more established businesses.
We support businesses constrained by structural limitations of their primary funding arrangements, such as concentration limits or eligibility criteria.
We support businesses looking to expand their product offering and need to establish track record.
Consumer
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SME
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Education
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Mobile Gaming
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Music Rights
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Wine & Spirits
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Consumer | SME | Education | Mobile Gaming | Music Rights | Wine & Spirits |
What We Bring To Our Borrowers
Tailored solutions
Our focus is to provide tailored receivable-backed debt capital solutions to businesses in the UK alternative finance sector.
Proven track record
We focus on working with entrepreneurial founders and management teams, with a proven track record.
Expertise across sectors
We work with businesses in the SME, consumer, and alternatives sub-sectors, striving to build enterprise value.
Expertise across sectors
We specialise in providing receivables-backed debt capital facilities to businesses from £5m+.
What Our Borrowers Say
Through BCI’s proprietary origination channels, investors can gain exposure to innovative, growing alternative finance businesses. A core component of BCI's investment strategy is acting as a senior lender to earlier stage borrowers and partnering with them as they scale.
BCI also has a proven track record of supporting more mature innovators and is well positioned to provide funding as businesses introduce new verticals, products and expand overseas.
Examples of businesses we have worked with are below.
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Data-driven Artist & Repertoire (A&R) startup Instrumental launches initiative ‘Instrumental Music Fund’ with £10m to invest in independent artists talent-spotted using its technology.
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Carmoola Raises £103.5 Million to Transform How You Pay For a Car
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Liberis, a leading global embedded business finance platform, announced that it has secured additional financing to grow its European business.
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BCI and Ferovinum are pleased to announce the launch of a new funding facility to enable Ferovinum to materially increase the scale of its support for the wine and spirits industries.
